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PM-Kisan Yojana: Empowering Indian Farmers with Financial Support

PM-Kisan Yojana: Empowering Indian Farmers with Financial Support 


The Pradhan Mantri Kisan Samman Nidhi (PM-KISAN) is one of the most impactful schemes introduced by the Government of India to provide financial assistance to small and marginal farmers across the country. Launched on 1st December 2018, the scheme aims to supplement the income of farmers and ensure their financial stability, especially during times of crop failure or rising agricultural costs.


PM-Kisan Yojana
PM-Kisan Yojana


 What is PM-Kisan Yojana?

The PM-Kisan Yojana is a Central Sector Scheme fully funded by the Government of India. Under this scheme, eligible farmers receive Rs. 6,000 annually in three equal installments of Rs. 2,000 each. The amount is directly credited to the beneficiary's bank account through Direct Benefit Transfer (DBT) mode.


 Objectives of the PM-Kisan Scheme 

To provide income support to all eligible landholding farmer families.


To help farmers meet agricultural needs and household expenses.


To ensure financial independence and improve the standard of living of farmers.


 Who is Eligible? 

All small and marginal farmers who own up to 2 hectares of cultivable land.


The beneficiary must be an Indian citizen.


The farmer must have valid land records in their name.


The farmer must possess Aadhaar-linked bank account.


Who is Not Eligible? 

The following categories of people are excluded from the PM-Kisan scheme:


Institutional landholders


Retired government employees with a monthly pension of over Rs. 10,000


Income Tax payers


Professionals like doctors, engineers, lawyers, etc.


Former and current Ministers/MPs/MLAs


How to Apply for PM-Kisan Yojana? 

Farmers can register themselves in the following ways:


Online Registration through the official website: https://pmkisan.gov.in


Visit the nearest Common Service Center (CSC).


State government nodal officers also facilitate registration.


Documents required:


Aadhaar Card


Land ownership documents


Bank account details


Mobile number


PM-Kisan Installment Status

Farmers can check the status of their payments by:


Visiting the official website.


Clicking on the ‘Beneficiary Status’ section.


Entering Aadhaar number or account number.


This feature helps farmers track whether the installment has been credited or not.


Achievements and Impact

Over 11 crore farmers have been benefited under this scheme.


Over Rs. 2.80 lakh crore has been disbursed so far.


Increased transparency through Aadhaar and DBT.


Improved financial inclusion of farmers in rural areas.


Challenges in Implementation 

Inaccurate land records in some states.


Technical issues in Aadhaar linking or DBT.


Lack of awareness among some farmers.


Recent Updates (As of 2025)

14th installment has already been disbursed.


Farmers are advised to complete e-KYC to continue receiving the benefits.


Government is planning to link PM-Kisan with other schemes like crop insurance and soil health cards.


Future Scope 

The PM-Kisan Yojana has laid the foundation for a modern and inclusive agricultural economy. It can be further strengthened by:


  Digitizing all land records


Expanding benefits to tenant farmers and landless laborers.


Integrating with agri-tech platforms and smart farming initiatives.

Conclusion

The PM-Kisan Yojana is a landmark step towards supporting the backbone of India—its farmers. By providing direct financial assistance, the scheme has helped millions of small farmers overcome their financial challenges and focus more on sustainable farming practices. With more transparency, efficiency, and inclusion, this scheme has the potential to transform rural India and  ensure long-term agricultural growth.

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